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Auto Essentials: Vehicle Protection Plan

Auto Essentials is a package of coverage that protects you from normal driving incidents and out-of-pocket expenses that aren't typically covered by insurance policies, manufacturer's warranties or extended warranties.

Essential Coverage:


Key or Remote Replacement

Replacement of lost, stolen or destroyed keys or remotes.


Tire & Wheel Road Hazard Protection

Repair or replacement of punctured, cut, or flat tires and damaged wheels/rims due to road hazards or potholes. Includes cosmetic repair of wheels.

Paintless and Dentless Repair

Paintless Dent Repair

Permanently removes door dings and minor dents without harming a vehicle’s factory finish.

Windshield Repair

Windshield Repair**

Repairs chips and cracks caused by propelled rocks or road hazard debris while driving on public roads, streets, and highways.


  • Towing: A tow truck will be sent to your location.
  • Emergency Roadside Service: Basic mechanical repair performed at your location to get you back on the road.
  • Essential Fluids Delivery: Includes delivery of gasoline, water, or oil.
  • Flat Tire Assistance: Your flat tire will be repaired or changed with your good spare.
  • Emergency Battery Assistance: Repairs include jump-starting your dead battery.
  • Lockout Service: A locksmith will be dispatched to your location if you are accidentally locked out of your vehicle.

All descriptions are for informational purposes only. Please refer to the actual coverage agreement for specific details.
* Key or Remote Replacement not available to consumers who reside in WY
** Windshield Repair not available to consumers who reside in FL

Related FAQs

Auto Essential Protection

as low as
$655one time premium

Covers Out-of-Pocket Expenses

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Also available on vehicles not financed with us or owned outright.
Protects you from increasing your insurance premium