Avoiding Credit Card Fraud this Holiday Season
With the holiday shopping season in full swing, it’s easy to get caught up in the excitement.
Unfortunately, some scammers try to take advantage of busy shoppers. But don’t worry—you can protect yourself and your cards by following these simple tips:
Keep an Eye on Your Credit
Stay on top of your credit by regularly checking your credit card statements. It’s a good idea to sign up for alerts to notify you of any unusual or large purchases, so you can spot any potential issues quickly.
Strengthen Your Passwords
Do your accounts have unique, strong passwords? Try using a mix of letters, numbers, symbols, and varied capitalization. Avoid using personal details like birthdays or street names, which can be easy to guess. Strong passwords can help keep your accounts secure.
Shop Smart
When shopping online, stick to well-known, trustworthy websites. Be cautious about clicking on pop-up ads or links in emails from unfamiliar senders. To make sure a site is secure, look for the little lock icon next to the URL and "https" before the web address. Also, remember to update your device’s security settings and use a VPN (virtual private network) when shopping on public Wi-Fi.
Keep Your Cards Safe
As you hit the stores or shop online, remember to keep your credit cards safe. Store them securely in your wallet or purse, and if you keep your card in your phone case, make sure your phone is in a safe place and the card numbers are out of sight. Once you’re done shopping, put your card away immediately.
Act Quickly If Something’s Wrong
If you notice any suspicious activity on your credit card, contact your bank or credit card issuer right away. They’ll cancel the old card to prevent further charges and send you a new one. You might also consider placing a credit freeze on your accounts for extra peace of mind.
Stay Safe and Have Fun!