Trapped in debt? Get a Visa Balance Transfer.
Escape the interest on your high rate credit cards by transferring balances to a Truity credit card. With rates at 0% for 12 months and as low as 14.24% thereafter, you're sure to save money.
A balance transfer is when you move part or all of the balance (debt) from a high interest credit card to another credit card with a lower interest rate. It’s one way to reduce and manage credit card debt and consolidate your debts into just one payment.
Many people have department store credit cards with interest rates averaging a whopping 28.93% annual percentage rate. If you have one or more of these, you will pay a lot of extra money each month if you don’t pay your balance in full.
When you transfer your balance from one of these cards to a Truity Visa with a 0% APR,* more of your payment will go towards paying down the balance, as opposed to paying the interest.
If you're able to pay more than the minimum payment due, you can make a lot of progress paying down your original balance. In addition, consolidating credit card debt makes it easier to remember due dates and avoid missing payments.
If you have a lot of debt you want to consolidate, a personal loan may be a better option. Contact us and we’ll be happy to take a look at your situation and help you find a way to pay off your debt.
0% promotional Annual Percentage Rate (APR) good on cash advances and balance transfers for Truity Visa® cards for 12 months. Promotional rate supersedes Introductory rate; your balance transfer rate will revert to your low prevailing variable rate, currently 14.24% - 18.00% APR. A balance transfer or cash advance fee of 3% or $10, whichever is greater, will apply. Transactions must be made from 2/1/24-3/31/24. Existing Truity cardholder balances not eligible. Truity Credit Union membership is required. This rate is dependent on creditworthiness. Refer to the cardholder agreement for more information. With approved credit.