Truity Credit Union

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Rates & Fees

Rates effective as of: 03/13/2024

Savings Account Rates

Type/Term APY Dividend Rate
Savings13 0.10% 0.10%
Name It Save It 4.00% 3.92%
IRA Share Account 0.10% 0.10%
Johnny Appleseed 0.10% 0.10%
Premier Savings $0-$49,999 1.00% 0.99%
Premier Savings $50,000-$99,999 1.25% 1.24%
Premier Savings $100,000-$149,999 1.30% 1.29%
Premier Savings $150,000-$199,999 1.35% 1.34%
Premier Savings $200,000-$500,000 3.00% 2.96%
Performance Plus $0-$9,999 0.65% 0.64%
Performance Plus $10,000-$24,999 0.70% 0.69%
Performance Plus $25,000-$49,999 0.75% 0.74%
Performance Plus $50,000-$99,999 0.80% 0.79%
Performance Plus $100,000-$199,999 0.85% 0.84%
Performance Plus $200,000-$499,999 0.90% 0.89%
Performance Plus $500,000+ 1.00% 0.99%
Advantage Money Market $0-$49,999 0.75% 0.74%
Advantage Money Market $50,000-$99,999 0.90% 0.89%
Advantage Money Market $100,000-$199,999 0.95% 0.94%
Advantage Money Market $200,000-$499,999 1.00% 0.99%
Advantage Money Market $500,000+ 1.10% 1.09%
Share Certificate 91 Days12 1.16% 1.15%
Share Certificate 182 Days 1.25% 1.24%
Share Certificate 5 Month 0.30% 0.30%
Share Certificate 11 Month 5.25% 5.15%
Share Certificate 12 Month 1.85% 1.83%
Share Certificate 18 Month 1.95% 1.93%
Share Certificate 19 Month12 5.00% 4.90%
Share Certificate 24 Month 2.05% 2.03%
Share Certificate 25 Month 3.00% 2.97%
Share Certificate 36 Month 2.45% 2.43%
Share Certificate 48 Month 2.55% 2.52%
Share Certificate 60 Month 3.00% 2.97%
Share Certificate 91 Day Jumbo12 1.00% 1.00%
Share Certificate 6 Mo. Jumbo 3.50% 3.45%
Share Certificate 9 Mo. Jumbo 3.50% 3.45%
Share Certificate 12 Mo. Jumbo 1.20% 1.19%
Share Certificate 18 Mo. HSA 1.95% 1.93%
Share Certificate 19 Mo. HSA 4.00% 3.94%
Share Certificate 36 Mo. HSA 2.45% 2.43%

Savings & Money Market Rate Schedule

Account Dividends Compounded Dividends Credited Dividends Period Min Opening Deposit Min to Avoid Service Fee Min to Earn Dividends Max to Earn Dividends
Savings Monthly Monthly Calendar Month $5 $5 $0 N/A
Name It Save It20 Monthly Monthly Calendar Month $0 $0 $0 $150,000
Premier Savings21 Monthly Monthly Calendar Month $50,000 $0 $0 $500,000
Sub Savings & Christmas Club10 Monthly Monthly Calendar Month $0 $0 $0 N/A
Performance Plus Monthly Monthly Calendar Month $1,000 $1,000 Tiered N/A
Advantage Money Market Monthly Monthly Calendar Month $10,000 $10,000 Tiered N/A
HSA Savings Monthly Monthly Calendar Month $5 $0 $0 N/A
IRA Share Monthly Monthly Calendar Month $5 $0 $0 N/A
Johnny Appleseed Monthly Monthly Calendar Month $5 $0 $0 N/A
10. Christmas Club Account funds are available from November 1 – December 31. Early withdrawals will be charged a fee of $10.00.

12. 19 month and 91 Day Certificate not available for IRA.

13. Includes Sub Savings, Johnny Appleseed, and Christmas Club.

20. One Name It Save It share per account. Four FREE withdrawals every rolling 12-month period from open date; $10.00 fee for all other withdrawals. Maximum balance is $150,000.00. Balance over $150,000.00 will be automatically moved to the Primary Share of the account. Not available for overdraft protection or automated withdrawals.

21. One Premier Savings share per account. Two FREE withdrawals every 12-month period from open date; $20.00 fee for all other withdrawals. Minimum opening balance required is $50,000. Maximum balance is $500,000.00. Balance over $500,000.00 will be automatically moved to the Primary Share of the account. Not available for overdraft protection or automated withdrawals.

An early withdrawal penalty will be imposed if Share Certificate funds other than credited dividends are withdrawn before the maturity date. A certificate may not be reduced below the required minimum balance. Share Certificates and HSA Certificates with terms of 24 months or less will forfeit 90 days of dividends whether earned or unearned. Share Certificates and HSA Certificates with terms greater than 24 months will forfeit 182 days of dividends whether earned or unearned. 91 Day Jumbo Certificates will forfeit 7 days of dividends whether earned or unearned.

Balances on Savings, Sub Savings, Name It Save It, IRA, Health Savings (HSA), and Johnny Appleseed accounts are calculated using the average daily balance method. The average daily balance method applies a periodic rate to the average balance in the account for the dividend period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Balances on Premier Savings, Performance Plus, and Advantage Money Market accounts are calculated using the daily balance method. The daily balance method applies a daily period rate to the balance each day.

Free transfers from a money market or a savings account to another account or to third parties by preauthorized, automatic, internet, telephone, or other electronic means, along with checks and debit cards, are limited to six per calendar month or statement cycle. Daily withdrawal limitations apply for ATM and Point of Sale (POS) transactions.

Free transfers or withdrawals from Name It Save It and Premier Savings accounts are limited to four every 12-month period from the open date for Name It Save It and two every 12-month period from the open date for Premier Savings. Additional withdrawals are $10 for the Name It Save It account and $20 for the Premier Savings account.

The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The dividend rate and annual percentage yield are the prospective rate and yield that the credit union anticipates paying for the applicable dividend period. Dividends begin to accrue on noncash items (i.e. checks) on the business day you make the deposit to your account. If you close your account before dividends are credited, accrued dividends will not be paid. Fees may reduce the earnings on any account.

Johnny Appleseed accounts apply to members from newborn to 13 years of age. When a member holding a Johnny Appleseed account attains the age of 13, the account automatically becomes a savings account. Savings account terms and fee schedules apply.

Credit union membership savings (Share) par value is $5.00.


Checking Account Rates

Account/Tier APY Dividend Rate
Preferred Checking 0.05% 0.05%
Advantage Checking $0-$999 0.05% 0.05%
Advantage Checking $1,000-$9,999 0.10% 0.10%
Advantage Checking $10,000-$24,999 0.15% 0.15%
Advantage Checking $25,000+ 0.20% 0.20%
Health Checking Account 0.01% 0.01%

Checking Account Rate Schedule

Account Dividends Compounded Dividends Credited Dividends Period Minimum Opening Deposit Minimum to Avoid Service Fee Minimum to Earn Dividends Courtesy Pay Maximum19
*Average Daily Balance
Preferred Monthly Monthly Calendar Month $0 N/A $0 $800
Advantage Monthly Monthly Calendar Month $5,000 $5,000* Tiered $800
Essential N/A N/A N/A $0 N/A N/A $800
HSA Checking Monthly Monthly Calendar Month $5 $0 $0 N/A
19. Courtesy Pay is a non-contractual courtesy and is discretionary. See the full disclosure here. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Not available for Fresh Start accounts.

Balances on Checking accounts are calculated using the average daily balance method. The average daily balance method applies a periodic rate to the average balance in the account for the dividend period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The dividend rate and annual percentage yield are the prospective rate and yield that the credit union anticipates paying for the applicable dividend period. Dividends begin to accrue on noncash items (i.e. checks) on the business day you make the deposit to your account. If you close your account before dividends are credited, accrued dividends will not be paid. Fees may reduce the earnings on any account.

Credit union membership savings (Share) par value is $5.00.


Business Deposit Rates

Account/Tier APY Dividend Rate
Savings13 0.10% 0.10%
Business Name It Save It 4.00% 3.92%
Saving For Good 4.50% 4.41%
Business Premier Savings $0-$49,999 0.85% 0.85%
Business Premier Savings $50,000-$99,999 1.10% 1.09%
Business Premier Savings $100,000-$149,999 1.15% 1.14%
Business Premier Savings $150,000-$500,000 1.20% 1.19%
Business Premier Savings $200,000+ 2.50% 2.47%
Business Performance Plus $0-$9,999 0.55% 0.55%
Business Performance Plus $10,000-$24,999 0.60% 0.60%
Business Performance Plus $25,000-$49,999 0.65% 0.65%
Business Performance Plus $50,000-$99,999 0.70% 0.70%
Business Performance Plus $100,000-$199,999 0.75% 0.75%
Business Performance Plus $200,000-$499,999 0.80% 0.80%
Business Performance Plus $500,000+ 0.85% 0.85%
Business Advantage Money Market $0-$49,999 0.65% 0.65%
Business Advantage Money Market $50,000-$99,999 0.80% 0.80%
Business Advantage Money Market $100,000-$199,999 0.85% 0.85%
Business Advantage Money Market $200,000-$499,999 0.90% 0.90%
Business Advantage Money Market $500,000+ 0.95% 0.95%
Share Certificate 91 Days12 1.16% 1.15%
Share Certificate 182 Days 1.25% 1.24%
Share Certificate 12 Month 1.85% 1.83%
Business Advantage Checking $0-$4,999 0.00% 0.00%
Business Advantage Checking $5,000-$9,999 0.10% 0.10%
Business Advantage Checking $10,000-$24,999 0.10% 0.10%
Business Advantage Checking $25,000+ 0.15% 0.15%

Business Deposits & Money Market Rate Schedule

Account Dividends Compounded Dividends Credited Dividends Period Minimum Opening Deposit Minimum to Avoid Service Fee Minimum to Earn Dividends Max to Earn Dividends
Performance Plus Monthly Monthly Calendar Month $1,000 $1,000 Tiered N/A
Advantage Money Market Monthly Monthly Calendar Month $10,000 $10,000 Tiered N/A
Business Savings Monthly Monthly Calendar Month $5 $5 $0
Business Sub Savings Monthly Monthly Calendar Month $0 $0 $0
Small Business Checking N/A N/A N/A $100 N/A N/A
Traditional Business Checking N/A N/A N/A $100 $1,000 N/A
Advantage Business Checking Monthly Monthly Calendar Month $5,000 $5,000 Tiered
Business Name It Save It20 Monthly Monthly Calendar Month $0 $0 $0 $100,000
Business Premier Savings21 Monthly Monthly Calendar Month $50,000 $0 $0 $500,000
20. One Business Name It Save It share per account. Four FREE withdrawals every rolling 12-month period from open date; $10.00 fee for all other withdrawals. Maximum balance is $150,000.00. Balance over $150,000.00 will be automatically moved to the Primary Share of the account. Not available for overdraft protection or automated withdrawals.

21. One Business Premier Savings share per account. Two FREE withdrawals every 12-month period from open date; $20.00 fee for all other withdrawals. Minimum opening balance required is $50,000. Maximum balance is $500,000.00. Balance over $500,000.00 will be automatically moved to the Primary Share of the account. Not available for overdraft protection or automated withdrawals.

12. 91 Day Certificate not available for IRA.

13. Includes Business Sub Savings

An early withdrawal penalty will be imposed if Share Certificate funds other than credited dividends are withdrawn before the maturity date. A certificate may not be reduced below the required minimum balance. Share Certificates and HSA Certificates with terms of 24 months or less will forfeit 90 days of dividends whether earned or unearned. Share Certificates and HSA Certificates with terms greater than 24 months will forfeit 182 days of dividends whether earned or unearned. 91 Day Jumbo Certificates will forfeit 7 days of dividends whether earned or unearned.

Balances on Business Savings and Business Checking accounts are calculated using the average daily balance method, which applies a periodic rate to the average balance in the account for the dividend period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Balances on Business Performance Plus and Advantage Business Money Market accounts are calculated using the daily balance method. The daily balance method applies a daily period rate to the balance each day.

Transfers from a money market or a savings account to another account or to third parties by preauthorized, automatic, internet, telephone, or other electronic means, along with checks and debit cards, are limited to six per calendar month or statement cycle. Daily withdrawal limitations apply for ATM and Point of Sale (POS) transactions.

The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The dividend rate and annual percentage yield are the prospective rate and yield that the credit union anticipates paying for the applicable dividend period. Dividends begin to accrue on noncash items (i.e. checks) on the business day you make the deposit to your account. If you close your account before dividends are credited, accrued dividends will not be paid. Fees may reduce the earnings on any account.

Share certificates are available with various terms. Minimum to open is $500.

Credit union membership savings (Share) par value is $5.00.


Auto Loan Rates as low as

Loan APR2 Term
Autos 2020-New 7.24% 60
Autos 2020-New 7.74% 72
Autos 2020-New 8.19% 84
Autos 2018-2019 7.74% 60
Autos 2018-2019 8.24% 72
Autos 2014-2017 8.74% 48
Autos 2014-2017 9.24% 60
Autos 2013 & Older 11.24% 48

2. APR=Annual Percentage Rate. Rate subject to credit approval and criteria. Available for new and refinanced auto loans. Loan payment example: $20,000 at 6.74% for 60 months=$393.58 per month. Other rates and terms available. See credit union for details.

See Disclosures, Terms and Conditions

Recreational Loan Rates as low as

Loan APR4
New RVs, Travel Trailers, Boats8.99%
Used RVs, Travel Trailers, Boats10.19%
Other Secured Loans10.19%

4. APR=Annual Percentage Rate. Rate subject to credit approval and criteria. Available for new and refinanced recreational loans. Existing Truity Credit Union loans require a 25% balance increase, subject to approval. Loan payment example: $30,000 at 8.99% for 60 months=$622.61 per month. Other rates and terms available. See credit union for details.

  • New Units – up to 90% of purchase price
  • Units up to 4 years old – up to 90% of purchase price or up to 90% of NADA Retail, whichever is less
  • Units 5 years and older – up to 80% of NADA Retail or up to 80% of purchase price, whichever is less

See Disclosures, Terms and Conditions

Home Loan Rates as low as

Type/Term Rate1 APR
Conventional 30 Year Fixed Rate 7.000% 7.097%
Conventional 15 Year Fixed Rate 6.500% 6.655%
Conventional 10 Year Fixed Rate 6.375% 6.591%
Relocation 30 Year Fixed Rate 7.000% 7.047%
Relocation 15 Year Fixed Rate 6.500% 6.575%
Relocation 10 Year Fixed Rate 6.375% 6.480%

Truity Federal Credit Union’s NMLS Institution ID# 619450

1. Variable rate loan. Rates are based on a primary residence purchase for members with excellent credit in Bartlesville, OK. Your rate will be based on credit history and loan type. Rates are accurate as of the date listed and are subject to change anytime. This information was not compiled in accordance with advertising regulations and is not intended for public dissemination.

  • We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application.
  • The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice.
  • You should always consult a tax advisor about deductibility.
  • Adequate homeowner's insurance coverage is a requirement for this loan.
Equal Housing LenderWe do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.

MyMoney Loan Rates

Type/Term APR
Share Secured Loan VARIABLE 2% Over the Current Dividend Rate
Share Certificate Secured Loan FIXED 2% Over the Current Dividend Rate

See Disclosures, Terms and Conditions

Credit Card Rates as low as

Card Program3 APR
Platinum Rate VISA 14.24%
Platinum Rewards VISA 16.24%
Signature Rewards VISA 16.24%
Share Secured VISA 10.99%

Personal Loan Rates as low as

Loan Term APR
Personal5 Up to 60, 12 Months Per $1000 11.25%
Advantage Personal11 60 month, Min $5,000 8.00%
Advantage Personal11 72 month, Min $20,000 9.00%

Line of Credit Loan Rates as low as

Loan Term APR
Line of Credit Revolving 11.25%

3. Please see Terms and Conditions for rate, fee, and other cost information. All terms, including the APRs and fees, are subject to change at any time, for any reason, in accordance with the Card Holder Agreement and applicable law.

APR: Annual Percentage Rate 

Prime Rate: Your variable rates may change when the Prime Rate changes. We calculate variable rates by adding a percentage to the Prime rate published in The Wall Street Journal on the 25th day of each month. If the Journal is not published on that day, then see the immediately preceding edition. Variable rates on the following segment(s) will be updated quarterly and will take effect on the first day of your January, April, July and October billing periods.

Platinum Rate VISA - We add 5.74% to the Prime Rate to determine the APR for A credit; we add 6.74% to the Prime Rate to determine the APR for B credit; we add 7.74% to the Prime Rate to determine the APR for C credit; we add 10.74% to the Prime Rate to determine the APR for D credit; we add 14.65% to the Prime Rate to determine the APR for E credit. To receive A credit APR you need a credit score of 740 or higher; B credit APR you need a credit score of 739 – 690; C credit APR you need a credit score of 689 - 660 or higher; for D credit APR you need a credit score of 659 – 620; for E credit APR you need a credit score of 619 or lower. The APR will never be greater than 18.00% or the maximum rate allowed by law, whichever is less.

Platinum Rewards VISA - We add 6.74% to the Prime Rate to determine the APR for A credit; we add 7.74% to the Prime Rate to determine the APR for B credit; we add 8.74% to the Prime Rate to determine the APR for C credit; we add 11.74% to the Prime Rate to determine the APR for D credit; we add 14.65% to the Prime Rate to determine the APR for E credit. To receive A credit APR you need a credit score of 740 or higher, B credit APR you need a credit score of 739 - 690, C credit APR you need a credit score of 689 - 660 or higher; for D credit APR you need a credit score of 659 – 620; for E credit APR you need a credit score of 619 or lower. The APR will never be greater than 18.00% or the maximum rate allowed by law, whichever is less.

Signature Rewards VISA - We add 7.74% to the Prime Rate to determine the APR for A credit; we add 8.74% to the Prime Rate to determine the APR for B credit; we add 9.74% to the Prime Rate to determine the APR for C credit; we add 12.74% to the Prime Rate to determine the APR for D credit; we add 14.65% to the Prime Rate to determine the APR for E credit. To receive A credit APR you need a credit score of 740 or higher, B credit APR you need a credit score of 739 - 690, C credit APR you need a credit score of 689 - 660; for D credit APR you need a credit score of 659 – 620; for E credit APR you need a credit score of 619 or lower. The APR will never be greater than 18.00% or the maximum rate allowed by law, whichever is less.

5. APR=Annual Percentage Rate. Rate subject to credit approval. Loan payment example: $5,000 at 11.25% for 60 months=$109.34 per month. Personal loans are cross-collateralized. Terms up to 60 months. Other rates and terms available. See credit union for details.

11. APR = Annual Percentage Rate. With approved credit. Rates and terms are based on creditworthiness. Payment example: $10,000 borrowed at 8.00% APR for 60 months = $202.76 per month; your actual payment may differ based on your qualifying rate, amount borrowed and loan term. Origination fee is 2.21% of loan amount, not to exceed $300. These loans will be cross-collateralized.

See Disclosures, Terms and Conditions

Consumer Fee Schedule

SAVINGS ACCOUNT FEES
Service Charge Fee $2.00 per month if minimum balance is not maintained
Savings Account Closing Fee $10.00 if account is opened less than six months
Name It Save It Withdrawal Fee $10.00 per withdrawal of more than four every 12 months from account open date
Premier Savings Withdrawal Fee $20.00 per withdrawal of more than two every 12 months from account open date
MONEY MARKET ACCOUNT FEES
Advantage Money Market Service Charge $10.00 per month if average daily balance is below $10,000
Performance Plus Service Charge $10.00 per month if average daily balance is below $1,000
Excessive Draft Fee $10.00 per draft
Performance Plus Drafts Prices vary for pre-printed drafts
CHECKING ACCOUNT FEES
* Excluding ATM transactions
Preferred Checking Account Service Charge $5.00 per month if less than 20 debit card transactions per month*
Advantage Checking Account Service Charge $20.00 per month if average daily balance is below $5,000
Fresh Start Checking Account Service Charge $10.00 per month
Temporary Checks $0.25 each, max of 12 (4 checks per sheet)
Debit Card Replacement First replacement card is free, $10.00 for each subsequent card
Check Printing FREE for Advantage Checking (our style; one box/year; non-duplicate or $10 towards the style of your choice)
OTHER SERVICE FEES (Apply to all accounts)
  1. Excluding accounts whose primary member is under 18 and checking accounts with direct deposit.
  2. Less than $100 and no activity for 6 months. Non-minor accounts only.
Digital Banking, Bill Pay, & eStatements FREE
Mobile Banking FREE
Mobile Deposit FREE
VISA Debit Card FREE
ATM Card $3.00 per month
ATM Balance Inquiry $2.00 per inquiry
ATM Surcharge $1.00 per transaction for savings-only holders
Account Reconciliation $25.00 per hour
Account Research $30.00 per hour
Check Copy $2.00 per copy
Cashier's Check $3.00 per check
Collection Items $15.00 per item
Courtesy Pay Fee $25.00 per item
Returned Deposit $10.00 per item
Garnishments / Tax Levy $60.00 per item
Dormant Account2 $6.00 per month
Non-sufficient Funds Fee $25.00 per item
Money Orders $3.00 per item
Service Wire $5.00 per wire
Statement Copy $3.00 per copy
Stop Payment Fee $28.00 per item
Undeliverable Mail Fee $10.00 after second return
Verification of Deposit $15.00 per item
Domestic Wire Transfer $17.00 per transfer
International Wire Transfer $50.00 per transfer
Paper Statements Fee $3.00 per month for Preferred, Essential, & HSA accounts; FREE for Advantage accounts
Manual Check Processing $10.00 per item
Document Copy $0.50 per copy for a copy of any document not listed in the schedule

Business Fee Schedule

SAVINGS ACCOUNT FEES
Service Charge Fee $2.00 per month if minimum balance is not maintained
Savings Account Closing Fee $10.00 if account is opened less than six months
Business Name It Save It Withdrawal Fee $10.00 per withdrawal of more than four every 12 months from account open date
Business Premier Savings Withdrawal Fee $20.00 per withdrawal of more than two every 12 months from account open date
MONEY MARKET ACCOUNT FEES
Business Advantage Money Market Service Charge $10.00 per month if average daily balance is below $10,000
Business Performance Plus Service Charge $10.00 per month if average daily balance is below $1,000
Performance Plus Drafts Prices vary for pre-printed drafts
Excessive Draft Fee $10.00 per draft
CHECKING ACCOUNT FEES
Advantage Business Checking Account Service Charge $20.00 per month if average daily balance is below $5,000
Traditional Business Checking Account Service Charge $10.00 per month if average daily balance is below $1,000
Business Check Printing Prices vary depending on style
Temporary Checks $0.25 each, max of 12 (4 checks per sheet)
Debit Card Replacement First replacement card is free, $10.00 for each subsequent card
OTHER SERVICE FEES (Apply to all accounts)
  1. Excluding accounts whose primary member is under 18 and checking accounts with direct deposit.
  2. Less than $100 and no activity for 6 months. Non-minor accounts only.
Digital Banking, Bill Pay, & eStatements FREE
Mobile Banking FREE
Mobile Deposit FREE
VISA Debit Card FREE
ATM Card $3.00 per month
ATM Balance Inquiry $2.00 per inquiry
ATM Surcharge $1.00 per transaction for savings-only holders
Account Reconciliation $25.00 per hour
Account Research $30.00 per hour
Check Copy $2.00 per copy
Cashier's Check $3.00 per check
Collection Items $15.00 per item
Courtesy Pay Fee $25.00 per item
Garnishments / Tax Levy $60.00 per item
Dormant Account2 $6.00 per month
Non-sufficient Funds Fee $25.00 per item
Money Orders $3.00 per item
Service Wire $5.00 per wire
Statement Copy $3.00 per copy
Stop Payment Fee $28.00 per item
Undeliverable Mail Fee $10.00 after second return
Verification of Deposit $15.00 per item
Domestic Wire Transfer $17.00 per transfer
International Wire Transfer $50.00 per transfer
Manual Check Processing $10.00 per item
Document Copy $0.50 per copy for a copy of any document not listed in the schedule
Paper Statements FREE for Advantage Business Checking, $3.00 per month for Small & Traditional Business Checking
Rates are subject to change without notice.
Truity Credit Union is federally insured by NCUA.