Truity Credit Union

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Christmas Savings
as high as 0.10% APY

A Christmas Club account lets you save for holiday spending in advance rather than relying on credit cards at the last minute. You can arrange to have the money deducted directly from your paycheck, making saving as painless as possible.

  • Open a Christmas Savings account in a branch, over the phone, or online.
  • Setup regular transfer or payroll deduct to meet your savings goals.
  • Christmas Club Account funds are available from November 1 – December 31. Early withdrawals will be charged a fee of $10.00.
Account APY Dividend Rate
Savings13 0.10% 0.10%
See Other Rates

Christmas Savings Account

Contact Us to Open

Earns dividends
Plan ahead for the holidays
Funds available Nov 1- Dec 31
Fast, easy set up
Digital Banking


Christmas Savings Growth Calculator

Compounded Monthly


Fees may reduce the earnings on some accounts. Annual Percentage Yield applies when the dividend is reinvested in the account. Rates are subject to change without notice.

The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The dividend rate and annual percentage yield are the prospective rate and yield that the credit union anticipates paying for the applicable dividend period. Dividends begin to accrue on noncash items (i.e. checks) on the business day you make the deposit to your account. If you close your account before dividends are credited, accrued dividends will not be paid. Fees may reduce the earnings on any account.

See Rate and Fee Schedule.
Rates are subject to change without notice.
Truity Credit Union is federally insured by NCUA.