Courtesy Pay

Courtesy Pay is a discretionary service Truity Credit Union provides to help cover transactions when there are insufficient funds in your checking account. It helps prevent the inconvenience and fees associated with returned checks, electronic payments, and automatic bill payments. Note that Courtesy Pay is not a loan or line of credit; transaction payment is not guaranteed and is subject to the credit union's discretion.

Some restrictions apply. Courtesy Pay is a non-contractual courtesy and is discretionary. Courtesy Pay may cover overdrafts due to checks, ACH, ATM, debit card transactions, and other withdrawals (it requires opt-in for ATM and debit card transactions). Other, less expensive protection against overdrafts may be available to you. Please contact us with questions and concerns. Courtesy Pay is available on the following checking accounts:

Essential Checking
Preferred Checking
Advantage Checking
Business Checking

Courtesy Pay is an optional service. To stop or start service, please stop by a branch, email us at Talk2Us@truitycu.org, or call us at 1.800.897.6991.

Related FAQs

Support Center

Courtesy Pay Up to $800 in courtesy pay
Contact Us
Optional account service
Protect yourself from returned checks and NSF fees
800.897.6991

See Courtesy Pay Disclosure
See Overdraft Disclosure