Truity Credit Union

Current Promotions and News Ads
Main Content Area

Business Checking

We serve businesses of all sizes with fast, friendly, personal service. Whether you need a low activity checking account, or a high volume account, we can help. Come in and speak with any of our member consultants to determine which business checking account is perfect for your business. Please bring the entity documents for the business to open your account.

Account Minimum Opening Balance Minimum to Avoid Service Fee Monthly Service Fee Digital Banking Number of Free Drafts per Month* Number of Free Deposits per Month* Overdraft Protection (ask for details) Courtesy Pay
(Up to $800)**

*The cost per item over the limit is 25 cents.

**Some restrictions apply. Courtesy Pay is a non-contractual courtesy and is discretionary. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Ask for details.

Small Business Checking $100 None None Free 75 25 Yes Yes
Traditional Business Checking $100 $1,000 $10 if below average daily balance Free 150 50 Yes Yes
Advantage Business Checking $5,000 $5,000 $20 if below average daily balance Free 200 100 Yes Yes
Small Business NA NA Traditional Business NA NA
Account APY Dividend Rate
Business Advantage Checking $0-$4,999 0.00% 0.00%
Business Advantage Checking $5,000-$9,999 0.10% 0.10%
Business Advantage Checking $10,000-$24,999 0.10% 0.10%
Business Advantage Checking $25,000+ 0.15% 0.15%
See Other Rates

Business Checking

starting at

$100 to open

For businesses of all sizes

Contact Us to Open

Business checking options to fit your needs
Merchant services

 800.897.6991

Fees/Disclaimers

See Rate and Fee Schedule.

Balances on Checking accounts are calculated using the average daily balance method. The average daily balance method applies a periodic rate to the average balance in the account for the dividend period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The dividend rate and annual percentage yield are the prospective rate and yield that the credit union anticipates paying for the applicable dividend period. Dividends begin to accrue on noncash items (i.e. checks) on the business day you make the deposit to your account. If you close your account before dividends are credited, accrued dividends will not be paid. Fees may reduce the earnings on any account.

Credit union membership savings (Share) par value is $5.00.